NAWBO Buffalo Niagara is committed to sharing as much information as possible to help relieve the stresses our businesses are encountering. The content on this COVID-19 Resources page will change continually as new opportunities and information becomes available.


Keep Buffalo Niagara Working | Buffalo Niagara Partnership

The Buffalo Niagara Partnership is excited to share “Keep Buffalo Niagara Working – A Guide to Reopening Your Business.”

The Partnership is committed to helping regional employers reopen their businesses as quickly and as safely as possible, which is why they’ve put together this detailed resource that provides key information such as:

  • Updated NYS reopening guidelines and requirements by industry
  • General COVID-19 guidance for employers
  • Best practice tips from leading Buffalo Niagara employers

​​​​​​​Download Your Copy of Keep Buffalo Niagara Working Here

Employers are facing unprecedented challenges as the COVID-19 pandemic continues to turn our economy upside down. Keep Buffalo Niagara Working is designed to simplify what you need to know and where you can find it. ​​​​​​​

And if you have questions along the way, visit the ​​​​​​​BNP Business Link and a member of the Partnership team will help guide you or connect you with one of their member experts.

Thank you for helping make the work of the Partnership possible and let’s Keep Buffalo Niagara Working.


NY Forward Loan Fund

The NY Forward Loan Fund (NYFLF), announced on Friday by Governor Andrew M. Cuomo, will begin accepting pre-applications today. The $100 million fund is a new economic recovery loan program aimed at supporting New York State small businesses, nonprofits and small landlords as they reopen after the COVID-19 outbreak and NYS on PAUSE.

The NYFLF targets the state’s small businesses with 20 or fewer full-time equivalent (FTE) employees (90% of all businesses), nonprofits and small landlords that have seen a loss of rental income. The NYFLF is specifically timed to support businesses and organizations as they proceed to reopen and have upfront expenses to comply with guidelines (e.g., inventory, marketing, refitting for new social distancing guidelines) under the New York Forward Plan.

Priority will be given to industries that have been reopened. Applications will be reviewed on a rolling basis as regions and industries reopen, and seek to target:

Small businesses and nonprofits employing 20 or fewer full-time equivalent (FTE) employees;
Small businesses that have gross revenues of less than $3 million per year;
Nonprofits that provide direct services and have an annual operating budget of less than $3 million per year; and
Businesses that have not received a loan from either SBA Paycheck Protection Program (PPP) or SBA Economic Injury Disaster Loan (EIDL) for COVID-19 in 2020.

The program is not a first-come, first-served loan program. Program information can be found on ESD’s website (https://esd.ny.gov/nyforwardloans-info), as well as on the pre-application page (https://nyloanfund.com).


Shared Work Program

The Shared Work Program can be used for full time, part time, temp, or seasonal employees. The business can use Shared Work for 53 weeks.

“Can the SW Program be used to help a COVID closed business reopen and slowly ramp back up to full capacity?”

Yes, the plan effective date should be the week in which the staff is back to working and being reduced. It’s for a 20-60% reduction in hours and pay in the same work unit in the same week.

Here is the link for the Shared Work informational page on the NYSDOL website:
https://dol.ny.gov/shared-work-program-0

Here is the link for businesses to review Shared Work Program information and to watch the 4 ½ minute video on Shared Work:
https://dol.ny.gov/shared-work-employer-eligibility-and-application

Below are the fact sheets for both the business and their employees.

CLICK HERE FOR THE EMPLOYER FACT SHEET.

CLICK HERE FOR THE EMPLOYEE FACT SHEET.


Funding Opportunities Through Loanbuilder – A PayPal Service

LoanBuilder simplifies and takes the mystery out of applying for a loan that’s right for your business.

CLICK HERE FOR SBA PPP LOAN APPLICATION.

CLICK HERE FOR OTHER LOAN OPPORTUNITIES.


PPP Resumes April 27

The Small Business Administration will resume accepting PPP loan applications on Monday, April 27 at 10:30AM EDT from approved lenders on behalf of any eligible borrower.

CLICK HERE FOR DETAILS AND TO APPLY.

CARES Act Funding for Nonprofits.

How Nonprofits Will Receive CARES Act Funding.

Analysis of CARES Act Funding for Nonprofits.


LISC 2nd Round Grant Release

Second Round of Small Business Recovery Grants – Applications Now Open. Application must be submitted by Tuesday, April 28, 11:59 PM.

CLICK HERE FOR DETAILS AND TO APPLY.


Marcia Brogan Offers Tips on Insurance Discounts

CLICK HERE TO VIEW HER VIDEO.


Regional Development Corporation Sets Aside Millions for Lending

The RDC (the lending arm of the ECIDA) has set aside $2 Million to lend out to for-profit businesses located in Erie County that have been negatively affected by COVID 19. Loan amounts range from $10K – $50K and can be used to cover working capital needs (i.e. payroll, rent, insurance). Eligible companies will be in business for at least 2 years and would have had 5 full-time employees (or equivalents) as of 3/1/2020.

CLICK TO VISIT ECIDA SITE WITH ALL THE DETAILS.

CLICK FOR DETAILED SUMMARY DOCUMENT.


Mancabelli Law PLLC is Providing Free Consultations

Patti Mancabelli and her paralegal are scheduling free consultations.

CLICK HERE TO SET UP FREE CONSULTATION.


Guidance for Self-Employed Individuals – NYS Department of Labor

The guidance on self employed persons ability to file for unemployment has been revised. The link below shows filing instructions for self-employed individuals.

CLICK HERE TO VIEW THE FORM WITH INSTRUCTIONS.


Restaurant Employee Relief Fund

The Restaurant Employee Relief Fund (“Fund”) was created to help restaurant industry employees experiencing extraordinary hardship in the wake of the COVID-19 outbreak. Through this Fund, grants will be made to restaurant industry employees who have been impacted by COVID-19, including a decrease in wages or loss of employment.

CLICK HERE TO APPLY OR DONATE.


COVID-19 Startup Fund Hub – Brought to you by E.B. Howard Consulting

The E.B Howard Consulting team is providing access to their COVID-19 Startup Fund Hub Database for FREE. The database will be updated as new opportunities become available.

CLICK HERE TO ACCESS THE DATABASE.


NAWBO Member Discount Program

We’re all looking for ways to save money these days. NAWBO members can access the NAWBO Member Discount Program through PerkSpot. Sign up today for access to hundreds of discounts.
CLICK HERE TO SIGN UP.


SBA Payroll Protection Funding

Payroll – Including 2019 and 2020 YTD

Employees – 2019 and 2020 YTD 1099’s for 2019 employee’s independent contractors that would otherwise be an employee of your business. (Note: Do NOT include 1099’s for services)

Healthcare costs – All health insurance premiums paid by the business owner under a group health plan for 2019 and 2020 YTD

Retirement – Your company retirement plan funding paid by the company for 2019 and 2020 YTD

DOWNLOAD PPP Borrower Information Sheet

DOWNLOAD SBA Overview Sheet


Money for Startups in the Wake of COVID-19

CLICK FOR ALL THE INFO


Unemployment Insurance (UI) benefits and Pandemic Unemployment Assistance (PUA) for New Yorkers

PUA Checklist

UI and PUA Flowchart

UI and PUA Need-to-Know

UI COVID-19 FAQ


$10,000 SBA Loan Advance for Photographers – Covid-19 Relief

CLICK HERE FOR ALL THE INFO.